Twice As Nice

Two is better than one

Accept your offer for a BCU Cash Rewards Visa® card and enjoy a $200 cash bonus* after $1,000 in spend in the first 90 days and unlimited 1.5% cash back1.

Plus, take advantage of our special Certificate of Deposit (CD) offers with rates more than twice the national average2!  Earn 5.25% APY3 with a 5-Month CD or 5.05% APY4 with a 15-Month CD — the choice is yours!

Hurry! Accept your Cash Rewards Visa offer by May 31, 2024. Then, maximize your savings with a CD!

Step 1

Step 1:

Open a Cash Rewards Visa card

Step 2

Step 2:

Access your special CD offers in Digital Banking (please allow 1-3 business days for offers to appear)

Step 3

Step 3:

Choose the 5-Month or 15-Month CD and follow the prompts to open your account. Then sit back and enjoy double benefits from your Visa and CD Special.


Need assistance? A Member Service Rep will contact you within 1-3 business days to answer any questions and help you open your CD account.


Learn how you can earn with a Certificate of Deposit

  • Disclosure

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    *Offer only available on new accounts. You will receive $200 cash bonus after making purchases totaling at least $1,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of the account open date. Account must be in good standing to receive the cash bonus. After qualifying, the cash bonus will post to your rebate balance within one billing cycle. 

    1. Earn 1.5% cash back on net purchases (purchases less credits, returns and adjustments). Cash advances, balance transfers, and checks used to access your account and will not earn rewards.

    2. Calculation is based on the national deposit rate for a 12-month certificate of deposit (CD) of 1.83 as of 2/22/2024. Source: S&P Capital IQ Pro; SNL Financial Data. Calculations: FDIC. Certificate of deposit interest rates represent an average of the $10,000 and $100,000 product tiers. Visit FDIC: National Rates and Rate Caps to access published information.

    3. Promotional rate accurate as of 10/1/2024 and subject to changes. Offer available to BCU members who open a Cash Rewards Credit Card by 5/31/2024. Offer cannot be transferred to another person. The 5 Month Certificate must be funded with new money. New money is defined as money not on deposit with BCU at or within 30 days, which had not previously been on deposit in the 90 days prior to the opening of the new share. The minimum balance required to open a Certificate Account and obtain the above promotional annual percentage yield (APY) is $500. Certificates with a balance of $0 will be closed 10 days after the open date. The APY is based on the assumption that dividends will remain in the account until maturity. A penalty may be imposed for early withdrawal. Penalty may reduce earnings.

    4. Promotional rate accurate as of 10/1/2024 and subject to changes. Offer available to BCU members who open a Cash Rewards Credit Card by 5/31/2024. Offer cannot be transferred to another person. The 15 Month Certificate must be funded with new money. New money is defined as money not on deposit with BCU at or within 30 days, which had not previously been on deposit in the 90 days prior to the opening of the new share. The minimum balance required to open a Certificate Account and obtain the above promotional annual percentage yield (APY) is $500. Certificates with a balance of $0 will be closed 10 days after the open date. The APY is based on the assumption that dividends will remain in the account until maturity. A penalty may be imposed for early withdrawal. Penalty may reduce earnings. The APY is based on qualifying for the rewards rate. To qualify for a Rewards Rate Certificate Account, you must have two of the following relationships: direct deposit of at least $1,000 per month into a credit union checking account; at least $25,000 on deposit; or a qualifying loan in good standing. Qualifying loans include: Mortgage, Home Equity, Auto, and Credit Cards. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days.

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