Terms of Use
Terms of Use
Our rules to protect you.
Terms & Conditions
- Consumer Member Service Agreement (formerly known as Deposit Account Agreement and Schedule of Fees), Effective: September 1, 2024
- Disclosure Regarding Balance Calculation and Overdrafts, Effective: March 15, 2019
- Business Member Service Agreement, Effective: September 1, 2023
- Consumer and Real Estate Line of Credit Statement of Billing Rights Disclosure, Effective: January 1, 2024
- Privacy Notice, Effective: January 1, 2024
- Privacy Policy, Effective: April 6, 2023
- California Privacy Policy, Effective: September 20, 2024
- Cookies and Pixels Policy, Effective: April 6, 2023
Online Service Agreements
- Deposit Anywhere Service Disclosure and Agreement, Effective: June 25, 2019
- Check Free Privacy Policy, Effective: November 22, 2019
- Online Banking End User Agreement, Effective: July 31, 2017
- Online Bill Pay Terms and Conditions, Effective: July 21, 2017
- Online Communications Terms and Conditions, Effective: December 31, 2009
- Transfer to/from Other Institutions Disclosure, Effective: February 1, 2017
- SavvyMoney® Terms of Service, Effective: April 16, 2024
- Social Media Disclosure, Effective: January 01, 2018
Other Account Agreements and Updates
- Notice of Change to the Electronic Funds Transfer Act (Reg. E), Effective: August 15, 2010
- US Unsecured Credit Card Agreement, Effective: November 15, 2024
- Puerto Rico and Secured Credit Card Agreement, Effective: November 15, 2024
- Membership Expulsion Policy, Effective: June 1, 2007